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15. Tampa-St. Petersburg-Clearwater, Fla.

% of Homes with negative equity: 47.5%
Homes with negative equity: 255,793

Zillow Home Value Index: $126,593
Year-over-year change: -16.6%

Last time market was at current levels: Aug 2003
Change from market peak: -41.2%

Complete Breakdown of this City's Market from Zillow.com

Photo: Christopher Hollis