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U.S. Cities With The Most Underwater Mortgages

% of Homes with negative equity: 49.1% Homes with negative equity: 127,807 Zillow Home Value Index: $141,700Year-over-year change: -8.45%

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15. Jacksonville, Florida

% of Homes with negative equity: 49.1%
Homes with negative equity: 127,807

Zillow Home Value Index: $141,700
Year-over-year change: -8.45%

Photo: Jon Zander