Charles Nance, Dean Wright and Julie Tyrrell are getting dropped — forced out of their existing health insurance plans — and landing smack in the middle of the uproar over President Obama's health care law.
One expects to pay more. One expects to pay less. And one is just trying to figure it all out.
Each, in a different way, represents the relatively small part of America that the Obama administration did not talk about while campaigning for the Affordable Care Act: people who have health insurance that they like, but who will be unable to keep it under the law.
(Read more: Obamacare lacks key cost control: Mayo Clinic CEO)
Now that new insurance marketplaces are opening, insurance companies are canceling millions of individual plans that fail to meet minimum standards. The dropped plans have become the political talking point of the moment — and, according to many Republicans, a symbol of the president's flawed ambitions.
Mr. Obama says that people will be better off in the long run with more robust coverage.
Yet the individual stories add up to a more complicated tale.
Mr. Nance, who did not like the president's plan to begin with, is angry.
He and his wife recently received a notice informing them that they could no longer keep their existing plan. Their insurance company offered an alternative that would cost twice as much.
"I don't think it's fair at all," said Mr. Nance, 57, a home inspector in suburban St. Louis.
Mr. Wright received a similar notice. But to his surprise, he will pay less by going through a state insurance exchange.
"It's a pretty good deal," said Mr. Wright, 63, a retired editor who lives in Birch Bay, Wash. He said he will save about $100 a month, although his new plan will not cover out-of-network care.
(Related video: Obama blames 'bad apple' insurers for dropped plans)