When it comes to love and money, many financial experts agree that one of the best ways to avoid friction over finances is to have the "money talk."
As couples start talking about money, many of them often have the same question as "Sunil," who tweeted me asking: Should we join bank accounts or keep separate accounts?"
Most couples take the traditional route when they get married. They merge their money—and that means putting their paychecks, bonuses and other income in a joint account.
(Read more: Q&A: We're in our 30s. How much should we be saving?)
Yet many financial advisors say it may be more prudent for couples to set up separate bank accounts, with each person having their own checking account.
They can divide household expenses and each person can be responsible for certain bills. That way, each partner has experience dealing with managing household finances and maintain some financial independence.