Get ready to become a better health-care consumer.
Large employers are embracing consumer-driven health care in a big way for 2015, betting that they can drive down health-care costs by putting workers in the driver's seat.
"There's this wake-up call that we need them engaged," said Brian Marcotte, president and CEO of the National Business Group on Health, speaking about the forces behind the shift. "It comes with a combination of high-deductible plans, decision-support tools and incentives to recognize some of the great resources that exist out there to help you navigate the health-care system."
The nation's largest employers are projecting health-benefits costs will rise 6.5 percent in 2015, according to a new survey from NBGH. But the firms expect to keep their own cost increase to just 5 percent, by moving to lower-premium plans, and shifting more costs onto employees. The findings are based on responses from more than 130 large corporations.
"The trend that you're looking at for next year, is really about the underlying challenges of health care," Marcotte said.