Most credit scores, including the well-known FICO score, range from 301 to 850. Surprisingly, however, not everyone on CreditScoreDating.com has a sexy credit score of 720 or higher, which is considered very good to excellent. In fact, some members rate in the low 500s. According to Green, these people are simply looking for relativity, someone who understands what they've been through financially.
He cited one member who recently divorced after trying for years to keep up with his wife's spending. "After they got married, he found out she was a shopaholic. He wound up being $60,000 in credit card debt and was working two jobs. It eventually led to bankruptcy," Green said. Another member, also divorced, joined the dating website after her ex-husband gambled away their savings and amassed a ton of debt.
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Sussman, the family and marriage therapist, said she sees this scenario often. "Some people say, 'Well, we are married now, so this is our problem.' But I admire people who say, 'Look, this is my debt. I'm going to take care of it, and this is how I'm going to do it.' "
With the explosion of dating sites, Sussman believes it's never been easier than today to find a date. "New couples are constantly being created. But people embellish on these sites; you never know if people are telling the truth," she said, adding, "You can probably cut through a lot of the smoke and mirrors knowing what someone's credit score is."