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Ultimate Retirement Guide
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What people regret the most in retirement

Senior man suitcases beach

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Not traveling earlier in retirement

Travel is much more enjoyable when you are active and mobile than when reliant on friends and family to get around.

"There are two times in retirement: when you are healthy and when you are not," Murphy said. "Plan accordingly. Travel and see whatever your heart desires. Plan to do so in the first five years of retirement. If you are healthy enough to travel after that, consider yourself lucky. Just make certain you don't go too wild. Budget carefully to make certain you will not run out of money."


Charriau Pierre | Getty Images