It's never been easier to put it on plastic, but choosing between credit or debit is a bit more difficult.
Credit cards are still considered the best way to begin a credit history, which is important. Good credit paves the way to low interest rates on mortgages and auto loans, and can even make it easier to get an apartment rental.
You can also reap some serious rewards with credit cards. Competition for new cardholders is fierce, and as a result many lenders have upped the ante with incentives and sign-up bonuses.