NEW YORK, July 23- All it usually takes to borrow money from your 401 are a few clicks on a website, and a check will arrive a few days later. Internal Revenue Service rules say you can borrow up to $50,000 or 50 percent of the account balance, whichever is greater. The problem is with middle-aged workers, who are the heaviest loan users, according data from the Employee...» Read More
Aron Levine, Bank of America, discusses a new survey showing most Americans will risk old age poverty to avoid cutting back now.
Financial Engines CEO Jeff Maggioncalda helps consult about 9 million of the 78 million baby boomers with their 401(k) plans. In one study, his company found people are making mistakes using "target date" retirement funds. Chad Parks, The Online 401(k) founder, provides perspective. With CNBC's Kelly Evans and Sharon Epperson.
Mad Money's Jim Cramer breaks down the differences between traditional retirement methods and a Roth 401(k) or IRA.
It’s been hard enough teaching people how to save for their retirement. It could be more difficult to teach them how to spend that retirement savings.
Mad Money host Jim Cramer explains why he believes an IRA is the single, best retirement vehicle out there.
A new study finds that the typical 401(k) would erase $70,000 from an average worker's account over a four-decade career.
The majority of 401(k) participants are too busy, overwhelmed or just plain bored to make any changes to how their retirement money is being invested.
Mad Money host Jim Cramer highlights the differences between your retirement and discretionary portfolio. Cramer says to be more conservative with your retirement, while using a more aggressive approach with your discretionary.
Workers' retirement confidence has recovered from record lows of the past five years, showing an increase in 2014. But that's not the whole story.
For many people, most of their savings are tied up in their 401(k) where they think their money is safe and will continue to grow. CNBC's Sharon Epperson speaks with three top financial advisors about the most common mistakes people make with their 401(k) savings plans.
The Labor Department proposed a new rule that would make it easier for 401(k) plan owners and their employers to determine fees and expenses.
All generations of pre-retirees are facing some level of savings shortfall, but there are steps anyone can take to help build their 401(k).
CNBC's Phil LeBeau reports Boeing is going to end pension plans for non-union employees starting in 2016.
CNBC's Sharon Epperson provides insight on finding a personal financial advisor for those thinking of borrowing against their 401(k) to reduce their mortgage.
Members of Gen X, born between the early 60s and the early 80s, are smart about retirement savings. Or maybe not.
The AOL CEO’s comments about two “distressed babies” and how it impacted the company’s 401(k) decisions is only part of the story.
AOL chairman and CEO Tim Armstrong reverses changes to 401K plans.CNBC's Julia Boorstin reports.
AOL CEO Tim Armstrong reversed the company's decision to change 401(k) benefits. CNBC's Julia Boorstin has the details.
In a letter to employees, AOL CEO Tim Armstrong reversed the company's recent decision to change some 401(k) benefits.
AOL's Tim Armstrong issues a statement about a change in the company's match to employees' retirement accounts.