NEW YORK, July 23- All it usually takes to borrow money from your 401 are a few clicks on a website, and a check will arrive a few days later. Internal Revenue Service rules say you can borrow up to $50,000 or 50 percent of the account balance, whichever is greater. The problem is with middle-aged workers, who are the heaviest loan users, according data from the Employee...» Read More
You're just two years away from the big day, then, boom! Why financial advisers say Plan B should always be part of your retirement thinking.
The government watchdog says some investment firms urge workers to roll over their 401(k)s to IRAs, in order to gain fees for the firm.
CNBC's Sharon Epperson discusses gold's close for the day. The precious metal ended up above $1,600 over concern in Cyprus as investors looked for a safe haven.
A contribution rate close to three percent, the lowest in the advanced world, is just one reason why American workers lag behind other developed countries in retirement savings.
How the Paul Ryan budget impacts your retirement, with CNBC's John Harwood.
When we look at our retirement accounts, we often overlook the taxes we'll have to pay on our 401(k) and IRA withdrawals.
The record rally has made people excited to open up their quarterly 401(k) statements again, reports CNBC's Jane Wells.
Two ways to play your 401(k), with Greg Kasten, Unified Trust founder & CEO and Jeremy Kisner, Surevest Capital.
CNBC's Jane Wells reports 401(k) accounts hit a record in 2012, and that the average account is 12 percent more than 2011.
New rules have prompted companies to offer funds with lower fees, but half of workers still don't know how much they pay, according to a new study.
Pope Benedict XVI's retirement package – the first the Vatican has offered in almost 600 years – is a sweet deal by the average American senior's standards.
More families are currently saving for their retirement than for their children's education, according to a new study by Sallie Mae. CNBC's Sharon Epperson reports on what happens when money is taken out of a 401(k) or an IRA to pay for college.
Charles Schwab's model in the new low-fee 401(k) environment is to move to index fees, and hope customers will pay to take their advice.
Employees at some of the largest U.S. corporations have as much as 70 percent of their retirement savings invested in company stock, Morningstar's David Blanchett told "Power Lunch."
Mad Money Jim Cramer says it's best to try to invest your 401(k) money in a low-cost index fund, and also discusses what to buy in your IRA.
Fidelity Investments says the average 401(k) balance has soared to a record high during Q4, with CNBC's Mary Thompson; Michael Yoshikami, Destination Wealth Management; and Eric Marshall, Hodges Capital Management.
Americans are pouring more cash into their retirement plans. Fidelity says the average 401(k) balance has soared to a record high during Q4. Jeanne Thompson, Fidelity Investments, offers insight.
As traditional pensions disappear, some retirement experts say it's time to reform the 401(k) so it can take over as our primary retirement vehicle.
CNBC's Sharon Epperson takes a look at how the average 401(K) performed as the Dow reached 14,000.
A new study shows that one in four workers is breaching their retirement account to pay for everyday expenses. Lindsey Piegza, FTN Financial economist and CNBC's Steve Liesman, share their opinions over whether people's retirement is in jeopardy.