A mortgage analyst says, "The thought is that there are a bunch of homeowners on the fence who haven't refi'd who will all jump in thinking they will miss out. The theory is 100 percent nonsense."
Signed contracts to buy existing homes fell 4.3 percent in December from the previous month, according to a monthly index from the National Association of Realtors.
As the Dow approaches 14000 and the S&P 500 is on a tear, stocks of the nation's home builders continue on what looks like an unstoppable trajectory skyward. But is it?
Credit scores from online mortgage shoppers have increased by four points since Mortgage Marvel.com ran a similar tabulation in 2011.
"The greatest concern in the market is the inventory situation," said Lawrence Yun, chief economist for the National Associate of Realtors.
Daren Blomquist, RealtyTrac, offers his outlook on the housing market.
CNBC's Diana Olick reports the Consumer Financial Protection Bureau is unveiling new rules for mortgage servicers.
New rules could make mortgage servicing more expensive, especially for those specialty servicers and level the playing field between them and the big bank servicers.
Foreclosure activity in the United States was at a near six-year low in December and declined over the entire year as the housing market continues to recover.
Despite big earnings gains from the big public builders, overall confidence among the nation's home builders took a pause in January.
For nine straight months, national home prices have been in the positive, and the gains are only getting larger.
CNBC's Diana Olick explains how "zombie foreclosures" could impact your property value. Shari Olefson, real estate attorney, weighs in.
CNBC's Diana Olick reports on a new rental model.
If housing is getting better, why would rentals be the place to invest? CNBC's Diana Olick looks at the demand and whether it is or isn't permanent.
A check on mortgage rates and Fed policy, with CNBC's Rick Santelli and Steve Liesman; Sen. Ron Johnson, (R-WI); and John Allison, Cato president.
Fannie Mae and Freddie Mac exacerbated the mortgage crisis and that's why the government should get out of the home loan business, former Wells Fargo CEO Richard Kovacevich told CNBC.
Applications took a swan dive at the end of 2012, with refinances leading the way down, with CNBC's Diana Olick; Oliver Pursche, Gary Goldberg Financial Services; and Christopher Thornberg, Beacon Economics.
CNBC's Diana Olick reports housing stocks are up on two big tax breaks in the "fiscal cliff" deal passed last night in the House.
CNBC's Rick Santelli looks at the "good" and "bad" in the housing recovery.
CNBC's Diana Olick reports mortgage rates went higher after Wednesday's FOMC meeting; and Stan Humphries, Zillow chief economist, and Brian Lewis, Halstead Property, weigh in.