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  • How Some Payday Lenders Charge Over 700% on Loans Monday, 17 Sep 2012 | 1:38 PM ET

    A little known loophole is letting some payday loan companies dodge state laws and charge interest rates much higher than the states would otherwise allow, a CNBC investigation has found.

  • Small Businesses Still Struggling To Get Loans: Fed Study Wednesday, 15 Aug 2012 | 1:51 PM ET
    US $100 banknote and a compass

    Years into the so-called economic recovery, it remains difficult for small businesses to get bank loans. "I had great credit," says Allison O'Neill, founder of Bundle. "They were just like, we're not taking any risks on startups."

  • India, Mumbai, Gateway of India, view across harbor

    Indian corporates already under stress from a slowing economy cannot afford a credit ratings cut, which would raise their borrowing costs, further hurting profitability, Chanda Kochhar, CEO of the country’s second-largest lender ICICI Bank told CNBC.

  • Say Yes to Marriage, but Never to Joint Checking Tuesday, 24 Jul 2012 | 4:41 PM ET

    Newlyweds can mutually protect their credit scores by keeping their finances unentangled.

  • Good News for Those with Low Credit Scores Thursday, 19 Jul 2012 | 2:41 PM ET

    Auto loans, particularly to buyers with credit scores of 679 or lower, are becoming easier to get as credit gets cheaper.

  • Keep an Eye on This 204% Lender Thursday, 19 Jul 2012 | 12:26 PM ET
    Credit card and magnifying glass

    When fast-growing World Acceptance reports earnings on July 26, keep an eye on anything the company says about the government's newly formed Consumer Financial Protection Bureau (CFPB).

  • The thousands of community banks have often said their much larger counterparts have trampled on them. Now some hope the latest Wall Street scandal could give them ammunition to strike back.

  • Pawn Shops Go Upscale for Affluent Clients Tuesday, 17 Jul 2012 | 12:25 PM ET

    Amid a recession and credit crunch, consumers and businesses are turning to pawn shops for a quick cash infusion, USA Today reports.

  • How High Earners Afford College: Let the Kids Pay Monday, 16 Jul 2012 | 12:06 AM ET

    As the cost of college continues to rise, many students are finding even the Bank of Mom & Dad has tightened its lending practices.

  • European Banks Whipsaw     Monday, 18 Jun 2012 | 5:30 PM ET

    Where do U.S. banks stand against their European peers? Jeff Harte, Sandler O'Neill principal, weighs in.

  • Tightrope Daredevil Beats Niagara Falls     Monday, 18 Jun 2012 | 2:41 PM ET

    Nik Wallenda became the first man ever to walk directly across the Niagara Falls on a tightrope. The mayor of Niagara Falls, Paul Dyster, weighs in.

  • Mad Money host Jim Cramer discusses China's unexpected interest rate cut and explains why he "would rather be in Beijing listening to their Fed Chief than in Washington listen to ours."

  • A new survey by Citibank finds that 23 percent of small business owners have gone without pay for at least a year as they work to keep their businesses afloat in a tough economy.

  • Cramer Paints Two Possible Worst-Case Scenarios Monday, 4 Jun 2012 | 6:09 PM ET
    Jim Cramer

    The "Mad Money" host decides to break down the two possible worst-case scenarios investors he thinks the U.S. could face in 2012.

  • New Model Breaks From Payday Lender Pack Monday, 4 Jun 2012 | 12:54 PM ET
    Progress Financial is a leading financial services company serving the needs of the growing Hispanic market.

    While Hispanic business leaders are trying to slow a nationwide drive toward stricter regulation of payday lenders, a new model, Progreso Financiero sees itself as a home-grown remedy for the credit drought in Hispanic communities, with fairer terms and stricter lending requirements.

  • Small businesses in states that were hit hardest by the collapse of the housing market — including Nevada, New Mexico and Florida — are having an especially hard time getting access to the capital they need to grow and hire.

  • How to Ask Your Bank for Money Wednesday, 23 May 2012 | 9:33 AM ET

    You're not pitching the upside--you're alleviating fears about downside risk. Make sure you know the difference.

  • Bank on More Pain for JPMorgan?     Monday, 21 May 2012 | 12:15 PM ET

    Discussing the drama surrounding JPMorgan's trading loss and how to make money in the banking industry, with Matt O'Connor, Deutsche Bank analyst.

  • Small Businesses, Big Banks: Good Fit? Wednesday, 16 May 2012 | 10:40 AM ET

    One retailer's experience raises a question that many small businesspeople are asking in times of tighter credit and uneven profits: Are bigger banks willing to deal with the risk of a smaller business in tough times?

  • Merchant Cash Advances Are Expensive Small Biz Lifeline Thursday, 10 May 2012 | 9:52 AM ET
    Cash

    In this era of tight money, many small businesses feel that they've been hung out to dry by traditional lenders, a new survey shows. As a result, a growing number of companies are turning to alternative sources of funding, such as merchant cash advances.