Credit Cards


  • Credit Protection Programs Explained Tuesday, 19 Aug 2008 | 8:52 PM ET

    Why you don't ever need to sign up for these, no matter how enticing they look.

  • Money Action Plan for Tuesday, Aug. 19 Tuesday, 19 Aug 2008 | 8:30 PM ET

    Between credit card debt and a loss on an investment, Suzanne and Brett wonder if they’ll ever be able to start a family.

  • How to Find Your FICO Score & Credit Report Tuesday, 19 Aug 2008 | 2:46 PM ET

    These are the only places to get this information accurately.

  • Money Action Plan for Monday, Aug. 18 Monday, 18 Aug 2008 | 9:00 PM ET

    Carmen maps out the financial road ahead for a couple digging out of debt and a single mom caring for an elderly uncle and a young son.

  • Statute of Limitations Explained Monday, 18 Aug 2008 | 8:48 PM ET

    Ever open a piece of mail to find a bill for something you bought 10 years ago? Here's how you know if you have to pay it.

  • Resources, rules, resilience. You need all three.

  • Web Extra: Budgeting to Pay Down Debt Thursday, 14 Aug 2008 | 9:01 PM ET

    Find out how much you should allocate from each month's paycheck toward your debt.

  • Contributor: Pay Your Debt, No Matter How Old Thursday, 14 Aug 2008 | 3:55 PM ET

    Also, what to do when your creditor files for Chapter 11, from On the Money's credit guru.

  • Contributor Blog: How to Come Back From Bankruptcy Tuesday, 12 Aug 2008 | 2:07 PM ET

    Also, why it's better for your credit to keep old cards open, from On the Money's credit guru.

  • Credit Cards 101: Tips For Teens And Parents Tuesday, 12 Aug 2008 | 1:17 PM ET

    Credit cards and college students are a dangerous combination.    And with the start of college just days away, it's not too late for a quick primer course.  By senior year, nine out of ten have at least one credit card with an avearge  outstanding balance of  $2,864.

  • Editor's Introduction: Credit Is Money, Debt Is Not Tuesday, 12 Aug 2008 | 12:52 PM ET

    Many incomes are flat or down. The same goes for Investment portfolios. In many parts of the country, your house isn't worth what it used to be. People are losing their jobs, homes or both. Living with debt and credit has become a high-stakes, high anxiety balancing act. This special report will help you.

  • Debt Consolidation Has Its Pitfalls Tuesday, 12 Aug 2008 | 12:49 PM ET

    With more Americans taking on more debt, debt consolidation may seem like a good way out. If so, do it sooner, rather than later and beware of these common mistakes.

  • Companies Want To Make Your Problem Their Business Tuesday, 12 Aug 2008 | 12:42 PM ET

    If you’re one of the many American’s with bad credit, a credit repair service probably sound pretty appealing. But can they really fix your credit? The short answer is no. Here's why.

  • You Can Live Debt Free (Kind Of) Tuesday, 12 Aug 2008 | 12:34 PM ET

    Is it practical or even possible in modern day America to eliminate debt entirely? It just takes discipline, sacrifice and a more liberal definition of what constitutes personal debt. Here's what we mean.

  • Six Steps To Restoring Your Credit Tuesday, 12 Aug 2008 | 12:31 PM ET

    Luckily, if your credit rating is less than worthy, there are steps you can take to redeem yourself. First and foremost, start making payments on time.

  • The Top Three Credit Myths Monday, 11 Aug 2008 | 8:59 PM ET

    You probably think you know everything about your credit score. Here's why you're wrong.

  • More Banks Tightening Lending Standards: Fed Monday, 11 Aug 2008 | 2:38 PM ET
    The Federal Reserve headquarters in Washington, DC.

    More banks are tightening lending standards on home mortgages and other consumer and business loans as a deepening credit crisis exerts a heavier toll on the economy.

  • Credit Crunch Hits Credit Cards Monday, 11 Aug 2008 | 2:26 PM ET

    We all know credit is tight, but now we’re seeing it seize in some very uncomfortable places, namely, literally, your wallets. The July 2008 Senior Loan Officer Opinion Survey on Bank Lending Practice, out today, says "About 65 percent of domestic banks indicated that they had tightened their lending standards on credit card loans."

  • American Express May Face Moody's Downgrade Thursday, 7 Aug 2008 | 6:16 PM ET

    Moody's Investors Service placed on review for possible downgrade the ratings of American Express and American Express Travel Related Services and its rated operating subsidiaries.

  • Consumer Debt Grows At Fastest Rate in 7 Months Thursday, 7 Aug 2008 | 3:14 PM ET
    Credit card swipe

    U.S. consumer credit expanded at the fastest rate in seven months in June as Americans turned to their credit cards to keep up spending in the face of rising food and energy costs.