Credit Cards


  • Stop Trading!: A Fannie Mae-White House Deal? Tuesday, 18 Mar 2008 | 3:47 PM ET

    Some backroom negotiations could be taking place that would give the company much-needed room to move, Cramer says. Here's what it means.

  • Visa's IPO - Credit or Debit? Monday, 17 Mar 2008 | 11:41 AM ET

    As Visa’s expected public offering approaches, will the company’s IPO draw the attention that was anticipated?  Here is some data on Visa, its business and its competitive position.

  • Debt Collectors Try to Put on a Friendlier Face Friday, 14 Mar 2008 | 11:46 AM ET

    Anticipating extra scrutiny from Washington in upcoming years, the debt collection industry has begun to put a friendlier face on its activities.

  • Target in Talks to Sell Half of Credit Card Receivables Wednesday, 12 Mar 2008 | 4:32 PM ET

    Discounter Target said on Wednesday that it is in talks with an investment partner to sell an undivided interest in about half of its credit-card receivables for about $4 billion.

  • CNBC's Wealth in America Survey Sunday, 2 Mar 2008 | 11:35 AM ET

    Americans have turned dramatically negative on the economy, the stock market and housing over the past three months, a new CNBC Wealth in America Survey finds.

  • Americans Sour on Stocks, Housing and the Economy Sunday, 2 Mar 2008 | 8:57 AM ET

    Americans have turned dramatically negative on the economy, the stock market and housing over the past three months, a new CNBC Wealth in America Survey finds.

  • Game Plan: Buy Visa IPO Friday, 29 Feb 2008 | 7:13 PM ET

    Think of the Visa IPO as a gift from Wall Street. Do whatever you can to get a piece.

  • Lightning Round: Mastercard, Infosys and More Tuesday, 26 Feb 2008 | 8:29 PM ET

    Cramer makes the call on viewers' favorite stocks.

  • Stop Trading!: Buy Mastercard Tuesday, 26 Feb 2008 | 12:27 PM ET

    The credit card story has little to do with the consumer, Cramer says. It's about the switch from paper to plastic.

  • Visa Files to Raise Up to $18.8 Billion with IPO Monday, 25 Feb 2008 | 6:27 PM ET

    Visa, the world's largest credit-card network, on Monday said it may raise up to $18.8 billion in its eagerly awaited public sale of shares, which could make it the largest initial public offering ever.

  • I am 62, she is 59, We have more out go the in come. We have 3 homes w/ payoption loans, rental in Hawaii, rental in Bakersfield, CA and our home in Thousand Oaks which is to big for us and too expensive to maintain. We each work full time and make a fair living. I have several credit card accounts at low interest till paid off. We are going to sell the rentals. We know we need to sell our home and downsize, We have no savings. We are living off the equity from the main home. There will be no profit from the rentals. We have lost our equity there. We owe $320K on Hawaii, We owe $280K on Bakersfield. Our residence is worth a $1m, we ow $800K. Our expenses are $3K more each month then we make.

  • Q&A with Carmen: Should I File for Persoanl Bankruptcy? Wednesday, 20 Feb 2008 | 9:51 AM ET

    I am a 37 single teacher with more than $70,000 credit card debt (incurred through a failed business attempt). I am severely delinquent in any payments (more than one year) and I am considering filing for personal bankruptcy. Are there any other alternatives?

  • Carmen Wong Ulrich

    Can you tell me how do I get from under all my debt and build a retirement account so that I won't become a burden? I was divorced in 2000. I started to accumulate debt immediately trying to support myself and two children. Moved to Maryland in 2003, debt continued to increase to the sum of 28,000 in credit card and 25,000 in student loan. I have about 25,000 in a 401 and 4,000 in a 403. My retirement account has lost about $10,000 how do I stop the loss? How do I grow? I have two mortgages (6.7 & 7.7) should I combine them?

  • Question: I hear people talk about a short sale on their home. My question is why not file a chapter 7 or chapter 13 to save the home?

  • I am in big trouble with credit cards debts, which the amount is about $25,000 with the interest in them. I stopped paying them back in 2003-2004. Now I am trying to get back on track, as you will know all of them are in collection, two of them are already in judgment, which have become a public record. I started dealing with some collection and I have paid one off. Now my question is, should I keep making deals with those collection agencies and especially what should I do with the ones already in judgment?

  • Carmen Wong Ulrich

    During the program you listed several ideas improving your credit ratings.  One being to consolidate your credit card debts with a non-profit credit counciling agency.  Please provide me with a name, address, and telephone number of an agency that you recommend that services Roanoke, Virginia.

  • John Ulzheimer

    My question is regarding debt consolidation verses debt reduction.  I have a fico scores in the mid 700s.  I have about 25,000 in credit card debt.  I am very fortunate to have very low rent, so I don't own a home.  However, some day I want to have a saving and I want to own a home.  I have an excellent career, working for the county, so I have benefits and make about $70k a year.

  • Q&A with John: Should I Declare Bankruptcy? Wednesday, 6 Feb 2008 | 4:34 PM ET
    John Ulzheimer

    Question:  divorced 6 months ago, bought home instead of renting, now 75,000 in debt, own concession business, seasonal, make 25,000, 6mo saved money for winter months and work pt, cant find any jobs that pay halfway decent, truck was repoed 2 days ago, owed 26,000, worth only 17,000, need truck to run my business...

  • John Ulzheimer

    Question: My Fiance' & I are hoping to buy a home this summer. He was divorced last year & his ex failed to get his name off of the deed within 7 months of divorce & also failed to make payments on time. Will this affect us negatively with the bank? Also would it be best to take a large amount of money we have saved to pay off any debt, or use it all for a down payment.

  • Americans Prepare to Live Within Their Means Tuesday, 5 Feb 2008 | 9:55 AM ET
    Credit card swipe

    The freewheeling days of credit and risk may have run their course — at least for a while and perhaps much longer — as a period of involuntary thrift unfolds in many households.