IRA
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With 10,000 Americans turning 65 every day, many Baby Boomers are making a decision: what will be their retirement age?
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Retirement — especially in the global economy of the 21st century in which jobs are scarce and life-prolonging medical procedures plentiful — may be the financial challenge of our lives. Our special report examines the different challenges of three American generations (Boomer, X, and Y).
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Though they admit comparisons are tricky, economists generally view public retirement benefits in the United States as less generous than those in many other wealthy nations.
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The financial hurdles of student loans, a weak housing market, and high unemployment are shaping this generation’s savings rate, with no end-date guarantee.
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Baby boomers, with their inheritances, homes, and old-fashioned pensions, may appear to be on track for a solid retirement — but some experts say the forecast for the generation born from 1946 through 1964 isn’t necessarily so rosy.
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Gen X is the first generation to deal with the changing models of American retirement—and its members are flustered. The generation once called “slackers” has been true to form with retirement planning.
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Is your IRA running at full throttle? Many people don’t realize that IRAs are not set-it-and-forget-it retirement vehicles. They need regular tune-ups to make certain they are producing enough to fund your retirement goals.
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April is the month with the deadlines for IRA contributions and mandatory IRA withdrawals and the deadline for your 2011 IRA contribution is April 17, 2012.
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Large scale investors are rushing in with cash on hand and that gives them the upper hand in competition for distressed properties. So how does an individual investor without extra cash lying around, get in? Retirement funds.
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With 401(k)s, IRAs, Roth IRAs, and Social Security benefits, seniors have plenty to figure out when it comes to paying Uncle Sam.
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Ameriprise Financial examined where consumers are most confident about retirement. Many expressed a nagging sense that they hadn’t saved enough money to keep them afloat. They’re right to worry, but they still have time for corrections.
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Why risk your retirement investing in what others claim to know? Technically all retirement plans can be self-directed, but unfortunately the majority of plans are limited to the assets sold by the plan provider.
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Secure, steady and safe. Those three words once associated with the rules of retirement investing no longer hold true, as many retirees have been forced to assume more risk than they would like.
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From collecting Social Security too soon or having too much of your nest egg in bonds, these mistakes can take a bite out of your standard of living.
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For baby boomers, helping aging parents can be overwhelming. Experts offer tips on navigating affordable options, including in-home care and new "granny pods."
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The stock market meltdown that accompanied the financial crisis of 2008-2009 took a big bite out of Americans' retirement savings, forcing some to delay their retirement dreams.
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As Americans live longer, long-term care insurance is gaining in popularity as a way to offset costs associated with retirement. Would you buy the insurance, or rather save money on your own?
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As Americans live longer, debilitating diseases such as Parkinson’s and Alzheimer’s are rising, making the need for long-term care vital. Who should buy long-term care insurance and when?
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Rising costs — and the fear of being left bankrupt by medical bills — are why more retirees are selecting supplemental insurance for what Medicare doesn’t cover. Is Medigap right for you?
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With medical costs rising, more retirees are choosing supplemental insurance to augment what Medicare doesn't cover. Here's how to shop for additional insurance, sometimes called Medigap.