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German reinsurer Munich Re raised its dividend for 2014, returning surplus cash to shareholders that it did not need to pay out for big disasters.
European equities were mostly higher on Friday, but Swiss stocks weighed on wider benchmarks.
If a tornado like the one that ravaged Moore in 2013 struck the Chicago area, potential damage could exceed $20 billion, reinsurer Swiss Re said.
The danger of unexpected costs is leading many insurers to try to get a sense of Obamacare enrollees' health status as quickly as possible.