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The Climate

Retirees who move south of the U.S. rarely miss the winter weather, but not all of them are looking for year-round 100 degree temperatures either. Prescher said that Ecuador offers a moderate climate that suits almost any preference.

"The weather is the same all year around—warm to hot on the coast, warm to cool in the mountains," he said. "I live in the mountains north of Quito, the capital, at about 8,000 feet above sea level, and thanks to our location on the equator the temperature rarely goes above 75 degrees or below 50 degrees. I consider it the perfect weather."

Juergen Ritterbach | Getty Images