Though the stock market has so far managed to weather the partial government shutdown and a possible debt default, it remains to be seen how the crises might affect individual investors. On a special edition of "Power Lunch" on Thursday, a panel of personal finance experts, bankers and traders answered questions about the shutdown and your money.
(Read more: Here are 7 debt-default doomsday scenarios)
Thousands of federal workers, contractors and others were furloughed as a result of the shutdown. Without a paycheck coming in, they might have difficulty making loan payments, including mortgage or car loans. There's some hope, though, according to financial expert Jean Chatzky and Sanborn Mortgage President Michael Menatian. In these clips, they offer advice about what to tell lenders.
Planning for retirement is never easy. Between the shutdown and threat of a debt default, things have only gotten more complicated. Chatzky explains to CNBC what effect the current crises might have on your 401(k) and other retirement investments.
That's what some retail investors might be saying while watching the budget standoff in Washington. But is it a good idea to just get out of the stock market altogether? Professional trader Kenny Polcari of O'Neil Securities and personal finance expert Liz Weston share their opinions on CNBC.
On the other hand, is this a buying opportunity? The panel weighs in.
For more questions and answers, read the #AskCNBC Storify below. If you're on a mobile device, click here.