Andrew Osterland is a business writer, specializing in personal finance and taxes.
Many agree that today's regime for examining the some 11,500 registered investment advisors in the U.S. is inadequate.
A good dose of volatility gives advisors a chance to prove their worth by providing nervous investors a number of planning alternatives.
Washington wants to expand the definition of a fiduciary to include a wider range of financial services providers, sparking debate.
The hybrid advisor model was once a way station for brokers becoming fee-based RIAs, but many such advisors appear happy to stay there.
Advisors and assets continue to migrate from the investment sales model of Wall Street wirehouses to the fiduciary model of fee-based RIAs.
Most Americans want to find a way to stay in their own homes, close to family and friends, during their golden years.
A family home may house fond memories, but it can be a millstone for retirees, who should weigh leveraging home equity to stretch savings.
Advisors are fielding more client calls than ever as markets soar, the Fed ponders a rate rise and health costs continue to escalate.
The government has appointed Comerica as administrator for President Obama's myRA savings scheme but no private employers have signed up.
Most advisors see reverse mortgages as an ill-advised last resort, but others say it can be a useful retirement-planning tool for seniors.