In a survey released in April, Chubb Insurance found that companies ranked natural disasters alongside other worries like supply chain failures and data breaches as their top overseas business worries. Of the top 10 business concerns surveyed by Chubb, natural catastrophes ranked number 4.
Steve Hernandez, Chubb's worldwide loss control manager, said that sometimes businesses can get complacent about weather-related risks.
"There's a tendency of businesses to say 'if I made it through before…I can make it through others that occur,'" Hernandez said. "We would say the call to action is greater today than it ever has been."
Businesses and consumers along the Gulf Coast and in the Southeast are among the most vulnerable to natural disasters, Hernandez said, but cautioned that the risks are unpredictable enough that everyone across the country should be prepared.
At the micro level, this means stocking up on simple supplies like water, flashlights and first aid kits; Ryder is a partner of the American Red Cross, which is an emergency first responder. For businesses, power generators and backup facilities are key to riding out possible storms.
Additionally, companies can't necessarily rely on work-from-home solutions. Deloitte's report said telecommuting is impossible if there are mass power outages, or disruptions to the corporation's network. To get around that, the firm says companies might think about farming out work to offices outside the disaster zone, or set up makeshift offices.
Those steps are integral to preventing what Chubb's Hernandez says is the tendency of businesses and governments to "get caught by surprise" by severe weather.
"It may not be a hurricane-type event, it could just be a rain storm," he said.
--By CNBC's Javier E. David