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Ivory Johnson is a certified financial planner and the founder of Delancey Wealth Management. Follow Johnson on Twitter at
Many think estate planning is only for the rich, but it's recommended that everyone state their wishes in a will.
Gen X faces the daunting task of retirement planning that will include no pension, a potential Social Security haircut and stagnant wages.
There are many college-savings options worth considering, so compare and choose the plan that makes sense for your financial situation.