Thirty percent of Americans with salaries of $100,000 or more said they are living paycheck to paycheck, up from 21 percent last year, according to a survey.

Some of the money that fled stocks for safe harbors like money-market funds and government bonds  is beginning to return. Even with trillions still sheltered on the sidelines, some $56 billion has poured into equity funds since April.

I am loving connecting with thousands of you via Twitter. But what I am not loving is my growing sense that a lot of you are getting lousy financial advice.