Amid the market melee, you may be starting to question the investment strategy behind your battered portfolio, but before you attempt any knee-jerk moves to mitigate risk, consider the impact an uber conservative investment stance might have on your ability to feather your nest egg.

As the Wall Street crisis unfolds, insurance policy holders might be asking themselves if the premiums they are paying for their coverage are going to do what are supposed to do: protect them from risk.

TEXT-Fitch may cut RBC Dexia Investor Services Espana

GLANCE EU mergers and takeovers (Oct 6)

UPDATE 1- HEADLINE STOCKS-U.S. stocks on the move on Oct 6

TFN NEWS BRIEFING: Banking and insurance highlights to 15:45 BST

Greek Atebank taps Groupama as top bidder for unit

EU says will ensure financial stability-Sarkozy

Fortis will continue operations in Turkey

WRAPUP 1-U.S. urges global action on credit crisis

WRAPUP 1-Europe struggles to combat financial crisis in unison

Volcker says admires Bernanke's efforts to handle crisis

TEXT-Fitch release on Dexia Crediop

EU to do anything necessary on crisis -Berlusconi

BNP not ruling out other deals but focusing on Fortis