It's the Bulls vs. the Nittany Lions when CNBC's Jim Cramer takes on Penn State University on Wednesday, March 26th to kick off his 2008 "Mad Money Back to School" tour. The program will broadcast from Penn State's Smeal College of Business in front of a live studio audience of college students.    Read More

I am a 37 single teacher with more than $70,000 credit card debt (incurred through a failed business attempt). I am severely delinquent in any payments (more than one year) and I am considering filing for personal bankruptcy. Are there any other alternatives?    Read More

How do you increase your credit score when 90% of your debt are student loan.   Read More

Can you tell me how do I get from under all my debt and build a retirement account so that I won't become a burden? I was divorced in 2000. I started to accumulate debt immediately trying to support myself and two children. Moved to Maryland in 2003, debt continued to increase to the sum of 28,000 in credit card and 25,000 in student loan. I have about 25,000 in a 401 and 4,000 in a 403. My retirement account has lost about $10,000 how do I stop the loss? How do I grow? I have two mortgages (6.7 & 7.7) should I combine them?   Read More

Question: I hear people talk about a short sale on their home. My question is why not file a chapter 7 or chapter 13 to save the home?   Read More

Question: Including my house, vehicle, student loans and credit cards, I am $254,104.83 in debt. Currently, I am in the process of trying to sell my house.  I can not cut the price and take a loss because I do not have the money to bring to the closing table.  I am trying to just break even. Since I do not know when the house is going to sell, I am debating whether or not to borrow the money from my 401(K). Should I wait a while before I borrow the money and see if the house sells or should borrow the money ASAP so that I can start turning things around?   Read More

Question: My question is do I try to refinance my home, sell it, get a different job, or cash in my modest 401k to turn this around? I have survived a very difficult 2 1/2 year custody battle that cost $30,000+. I would do it again for my son's sake and well being. At separation, I was a stay-at-home mother. I went back to school to earn my masters degree in teaching to be an effective single parent in my child's life.    Read More

Question: I would like to put aside some money for my 1 yr old grandchild, what can I invest in other then the 529 plan?   Read More