As CNBC's senior personal finance correspondent, Sharon Epperson covers the many facets of how people manage, grow and protect their money. Her expertise includes saving and investing for retirement, paying for college, managing mortgage, student loan, credit card and other debt, and building a financial legacy through estate planning.
Epperson was named one of the "Best Personal Finance Experts of 2014." In addition to reporting for CNBC and CNBC.com, she appears regularly on the syndicated program On the Money and Public Television's Nightly Business Report. Both shows are produced by CNBC. Epperson is also a regular contributor on NBC's Today, NBC Nightly News, MSNBC and NBC affiliates nationwide.
Her book, The Big Payoff: 8 Steps Couples Can Take to Make the Most of Their Money-and Live Richly Ever After, was a finalist for the Books for a Better Life Awards, honoring works that have "changed the lives of millions." She also was a contributing writer for The Experts' Guide to Doing Things Faster.
Her personal finance expertise has been featured in numerous publications, including The Wall Street Journal, The Washington Post, The Boston Globe, USA Weekend, Self, Essence, Ebony and TIME, where she had covered business, culture, social issues and health as a correspondent prior to joining CNBC.
She is the winner of the Alliance for Women in Media's 2014 Gracie Award for Outstanding Online Host for her "Financial Advisor Playbook" video series on CNBC.com. She has received the Vanguard Award for her distinguished career in business and personal finance reporting from the National Urban League Guild, and the All-Star Award from the Association of Women in Communications. She also has won awards from the New York Festivals, the New York Association of Black Journalists and the National Association of Black Journalists.
She is committed to improving financial literacy, particularly in underserved communities. She has been invited to the White House to speak about financial literacy and to moderate a public meeting of the President's Advisory Council on Financial Capability at the U.S. Treasury Department. She also speaks frequently at conferences and events for local and national organizations, colleges and universities about many facets of personal finance.
An adjunct professor at Columbia University's School of International Public Affairs for more than a decade, Epperson enjoys teaching the importance of budgeting and building long-term savings as part of her course on professional development for graduate students interested in media careers.
Epperson received her bachelor's in sociology and government from Harvard University and a master's of international affairs degree from Columbia University. A Pittsburgh native, Epperson lives with her husband and two children in Westchester County, N.Y.
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Investors rushing headlong into precious metals likely took pause Wednesday as gold and silver prices plunged sharply, with gold futures losing $30 an ounce and silver plunging 5 percent so far on the day.
The overall rally powers in, silver trumps gold and ETFs drive industrial metals.
Gold isn't serving as a hedge against inflation, as traditionally has been the case. Instead, as investment guru Dennis Gartman points out, investors see gold as "a hedge against monetary uncertainty."
Gold prices have risen the most in two weeks as investors seek a safe haven, but it's hard to tell whether today's gains signal a short-term bounce or continuation of the momentum that has driven prices up more than 25 percent so far this year.
Sure, commodities prices have been under pressure as concerns that Ireland's debt crisis will spread has weakened the Euro and strengthened the U.S. dollar index. But for energy and base metals in particular, the real story continues to be China.
Despite a recent correction in gold prices, some speakers slated for the annual ETF Securities Precious Metals Conference Thursday see opportunities ahead.