Question: Including my house, vehicle, student loans and credit cards, I am $254,104.83 in debt. Currently, I am in the process of trying to sell my house.  I can not cut the price and take a loss because I do not have the money to bring to the closing table.  I am trying to just break even. Since I do not know when the house is going to sell, I am debating whether or not to borrow the money from my 401(K). Should I wait a while before I borrow the money and see if the house sells or should borrow the money ASAP so that I can start turning things around?

Question: My question is do I try to refinance my home, sell it, get a different job, or cash in my modest 401k to turn this around? I have survived a very difficult 2 1/2 year custody battle that cost $30,000+. I would do it again for my son's sake and well being. At separation, I was a stay-at-home mother. I went back to school to earn my masters degree in teaching to be an effective single parent in my child's life.

Question: I would like to put aside some money for my 1 yr old grandchild, what can I invest in other then the 529 plan?

Allow me to introduce you to Exchange-Traded Funds. First brought to the market in 1993, this newest breed of investment company looks like a mutual fund but has important distinctions. Most important, you don't buy ETFs from a fund company; instead the shares are listed on a major stock exchange (hence its name) where they trade like other securities.

Congratulations! You're married-or about to be. And with all the incredible changes that it brings, some of the most important involve money.

Companies often invite me to speak to their employees. At one recent seminar on financial planning, one worker raised his hand.“Can you tell me how to get rich?” he asked.His question evoked laughter among his coworkers, but he wasn't kidding. I pondered his question for a moment, and considered telling him about semicovariance or the harmonic mean. Instead, I gave him a simpler, more direct answer.  More...