60 years old, divorced, and forced into early retirement... One viewer's 401(k) is down 25% from its all-time high. How should a 401K account be allocated?  What’s an appropriate allocation for someone in this situation? What's the possibility of another market freefall?

On June 30th Bloomberg ran an article called "FICO Scores Show Flaws as U.S. Banks Cut Credit Lines." The article sufficiently bashes the credit score giant and their core product by pointing out that consumer credit scores are lowered when credit card issuers lower credit limits.

I'm trying to raise my credit score to purchase my first home. My credit score is 635. I was late a few times on a couple of loans. I've since paid them off. When I purchase my score the formula uses those old accounts that I've paid off to formulate my score. Is that fair or correct?

My favorite Dollar Dilemma regarding credit scores went something like this: “I make over six-figures, my credit should be awesome!” The more we need credit scores, the more misinformation still seems to fester.

Question:  I’ve been thinking about retiring for a few years now but I’m really concerned about how expensive everything is.  I’m still working and wondering if I’ll ever have enough to retire.  How do you help people cope with high inflation?  Phillip, CT

Q. I receive 6-10 calls per day from the debt relieve people asking me to contact them so they could either wipe out my credit card debt completely or a least reduce it by more than half.