Carmen's looking for real people with real money problems who need a hand to get back on track.
-In serious credit card debt? Are the bills just piling up? Do you feel like you could never possibly pay down your debt?
-Looking to clean up your credit score? Are you sick of your poor credit report crippling your financial freedom?
-A couple dealing with money issues that are affecting your relationship?
-Trying to refinance your mortgage?
-Struggling to pay your electric, heating, gas or phone bills?
Use the form below or firstname.lastname@example.org to send your questions. Carmen will be answering them here on the blog as well as on her new show, On the Money, which begins Aug. 4th at 8p ET on CNBC.