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Take Our Credit Compatibility Quiz

Published: Friday, 22 Aug 2008 | 8:10 PM ET

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16. When it comes to buying a car…(please choose the one that best describes you)
(a) I’m the type of person who will drive a car until the wheels fall off. Only then will I spend the money on another car
(b) I buy only used cars
(c) I buy only new cars
(d) I only lease so I can get a new car every few years

17. When it comes to carrying debt…(please choose the one that best describes you)
(a) I have no problem owing other people money. Everyone does it so why shouldn’t I?
(b) I don’t mind being in debt as long as it’s not what I would consider excessive
(c) I only finance things that I can’t pay for with cash…like a house or a car
(d) I only finance houses because the interest is tax deductible. Everything else I pay for with cash unless it’s impossible to do so

18. When it comes to paying your bills on time…(please choose the one that best describes you)
(a) They’ll get their money when they get it
(b) I know I should pay all of my bills on time but sometimes I do let them slide
(c) I try very hard to pay all of my bills on time. You can count the number of times I’ve been late on one hand
(d) I have never EVER missed any payments

19. When it comes to lending family or friends money…(please choose the one that best describes you)
(a) What’s mine is theirs, including my money
(b) I’d do it but I’d make it clear that I expect to be repaid
(c) I’ve done it before and I won’t do it again
(d) Never or only in the event of a real emergency

20. When it comes to going into business with family or friends…(please choose the one that best describes you)
(a) Sure, why not?
(b) It would have to make good business sense
(c) I probably wouldn’t go into business with family or friends unless there was simply no other alternative
(d) Never, ever, never

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Topics:Investment Strategy | Personal Finance | Debt | Credit Cards | Credit

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