Understanding your personal tolerance for risk is an essential part of creating a well-allocated portfolio that will meet your financial goals and also allow you to sleep at night. And with financial markets in turmoil, there's no better time than now to tackle the risk equation.

You may be starting to question the investment strategy behind your battered portfolio, but before you attempt any knee-jerk moves to mitigate risk, consider the impact an uber conservative investment stance might have on your ability to feather your nest egg.

As layoffs accelerate and job creation slows, it's no wonder more Americans are worried about job security. So how safe is your job? That depends on multiple factors, including the industry you're in. Here's a list of the most vulnerable sectors.

People are putting more sensitive personal information online and with the growing use of mobile devices, there’s more risk than ever. While many people are aware of the high-tech threats, they may not be aware of how—and how much—they’re exposed.

With the Wall Street crisis claiming AIG, consumers might be wondering if their insurance is all it's cracked up to be and will protect them from risk. The short answer is, "Yes." There are safeguards in place for AIG and other industry players. There are "lots of reasons not to change companies," says one agent.