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Web Extra: Just Say 'No' to More Bad Debt This Holiday

Tuesday, 9 Dec 2008 | 10:02 PM ET

The holidays are an easy time to rack up bad debt (debt not secured by an asset). Retailers offer so many cards with such high interest rates that we may as well ruin our credit scores before we even unwrap the presents.

OTM Web Extra
CNBC's Carmen Wong Ulrich helps viewers manage their personal finances in this On the Money Web Extra.

John Ulzheimer has three reasons to just say no to retail store cards. Watch the exclusive accompanying video to see what they are.

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