The Federal Deposit Insurance is expected to take the unprecedented step of collecting banks' regular premiums early to inject cash into the shrinking deposit insurance fund.
Three industry executives and a government official say the FDIC board likely will call for "prepaid" bank insurance premiums at its meeting Tuesday.
The banks prefer that option over a special emergency fee— which would be the second this year. The officials spoke on condition of anonymity because the decision has yet to be made public.
A spokesman for the FDIC declined to comment Monday afternoon.
It would be the first time the FDIC has required prepaid insurance fees. The action would bring cash into the fund, but allow banks to spread out accounting for the payments over future quarters.