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Citibank says it will start charging a $7.50 monthly fee on Access and EZ checking accounts unless customers maintain a $1,500 balance. A look at some of the policies of the nation's biggest banks on basic checking accounts.
Specific terms may vary by region.
Bank: Monthly Service Fee
BANK OF AMERICA: $8.95
The fee can be waived if you meet one of these conditions:
_Set up direct deposit
_Open the account online
_Maintain a minimum balance of $1,500
CHASE: $6
The fee can be waived if you meet one of these conditions:
_Set up direct deposit
_Make at least five debit card purchases a month
CITIBANK: $7.50
The fee can be waived if you:
_Maintain a minimum balance of $1,500
PNC FINANCIAL: $0
_A $25 minimum is required to open an account.
WELLS FARGO: $8
The fee can be waived if you meet one of these conditions:
_Set up direct deposit
_Set up automatic transfers to a Wells Fargo savings account
_Set up automatic bill pay to a Wells Fargo credit line
_Maintain a $1,000 minimum balance
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Data is a real-time snapshot *Data is delayed at least 15 minutes