You will enjoy your golden years here—or get your money back. That's the guarantee that residents of retirement communities like Vi at Highlands Ranchoutside Denver are banking on.
Baby Boomersand early retirees are buying units at retirement communities for flexibility in a tough real estate market and greater access to care as they get older.
This money-back guarantee doesn't come cheaply. At Vi, the entry fee alone can range from $175,000 to $1 million, but residents can get that money back when they leave (even if home values drop). And that policy was a big incentive for D. Ann Schneider and her husband, John Canavan.