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10. Des Moines, Iowa

Zillow median home value: $145,700
Month-over-month change: +0.81%

Avg monthly mortgage payment: $707.80
Mortgage payment as % of income: 15%

Unemployment rate: 6.3%
Cost of living: 81.5

For home prices in Des Moines, there have now been six consecutive months of flat or monthly appreciation, with values that are about 20% lower than the national average. In addition, the city has an unemployment rate that is almost half the national average and a low overall cost of living.

Photo: Thinkstock | Comstock Images | Getty Images