That double shot espresso isn't working.

Are you finding yourself nodding off in front of your computer screen, drool pooling in the corner of your mouth, unable to keep your eyes open while deciphering this securitization audit chart?

Source: Tom Grill | Photographer's Choice RF | Getty Images Wake up, you're not sleeping alone. Sixteen percent of Americans admit they've fallen asleep on the job. Sweet dreams....not!

A survey of 1,000 office workers shows that 16 percent have fallen asleep on the job. What's more, one in ten say they've fallen asleep during their commute. One in ten? I hope those people are commuting by train, not car. In L.A., it only seems like people are driving while asleep.

The survey was done by Braun Research for Philips Vitalight. Yes, a company which makes wake-up lights wants you to know that sleep deprivation is taking its toll. Presumably, a light makes it better.

More than half of those surveyed say they only get a good night's sleep a few nights a week (like me). Fifty two percent have trouble getting up when it's dark outside (like me). One in three have overslept and been late for work (me). Seventeen percent called in sick because they were too tired (I think about it every morning).

The number one cause of falling asleep at work is stress. This time of year, however, it's a specific sort of stress—family visits.

However, I bet many people are stressed out about their mortgages. Now those folks facing foreclosure have their own Christmas carol. Not "Away in a Manger", but something a little bit more, well, contemporary.

The folks at VersusPlus.com have have written "Robo'ly Right", a spoof of "O, Holy Night" highlighting the robo-signing mortgage mess. I kid you not. In what may be the most tenuous leap ever linking the holiday to current financial events, "Fall on your knees" becomes "Fall on your fees". Holy REMIC.

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