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10. Indiana

Debt as percent of income: 15%
Unemployment rate: 8.8%
Home ownership: 71.2%
Negative equity: 28.5%
Average home price: $152,000
Loan as percent of home value: 69.4%
Percent of U.S. Market: 0.74%

Home prices here are half the national average of $298,000 and among the lowest in the top 10. Indiana scored well on debt as a percentage of income, which was 15%, compared to the national average of 27%. It has a high percent of home ownership at 71.2%, compared to the national average of 64.6%. Though, they have the highest unemployment rate in the top 10 at 8.8%, which is equal to the national average.


Photo: Altrendo Travel | Getty Images