Small Business: Financing
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While Hispanic business leaders are trying to slow a nationwide drive toward stricter regulation of payday lenders, a new model, Progreso Financiero sees itself as a home-grown remedy for the credit drought in Hispanic communities, with fairer terms and stricter lending requirements.
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Small businesses in states that were hit hardest by the collapse of the housing market — including Nevada, New Mexico and Florida — are having an especially hard time getting access to the capital they need to grow and hire.
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You're not pitching the upside--you're alleviating fears about downside risk. Make sure you know the difference.
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A new survey from Bank of America shows that small business owners are more confident in their local economies than the national economy. And they’re looking for signs of growth in their local economies before they grow their business.
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One retailer's experience raises a question that many small businesspeople are asking in times of tighter credit and uneven profits: Are bigger banks willing to deal with the risk of a smaller business in tough times?
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In this era of tight money, many small businesses feel that they've been hung out to dry by traditional lenders, a new survey shows. As a result, a growing number of companies are turning to alternative sources of funding, such as merchant cash advances.
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You get a salary, equity, mentors, and more. An inside look at how a San Francisco 'foundry' plans to build the next killer start-up.
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To understand the challenges small businesses face in financing their businesses, it's important to understand the fundamental problems facing both lenders and borrowers and how technology can be used to solve them.
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The Consumer Bankers Association will announced today a standardized lending “template” for working with franchisees that should speed up, and strengthen, the relationship between banks and franchisees.
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Venture capitalists look for very specific items when determining whether to invest in a business. Use these tips to make sure you have a leg up on securing their funding.
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Most U.S. community banks "are actually doing quite well" although they still face some challenges in this economy, the acting head of the Federal Deposit Insurance Corporation told CNBC Thursday.
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The story on CNBC.com published last week about Citi increasing their lending to small businesses in 2011 offered some numbers from Citi that did not make sense. Guest columnist Ami Kassar of Multifunding.com explains why.
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Iis Bank of America cutting credit lines to some small businesses? That question emerged on Tuesday after a Los Angeles Times report cited at least two small-business owners who claim that Bank of America is now forcing them to pay their balances in full versus on a monthly basis — a move that could wipe them out.
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The House of Representatives and the Senate have resolved a three-year battle over the future of two important federal initiatives to aid small businesses: the Small Business Innovation Research program and the Small Business Technology Transfer program.
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Where do most entrepreneurs get start-up funds from? It's not what you'd think. While venture capitalists get all the attention, more often than not, it's from the entrepreneur's own savings.
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Public dissatisfaction with big banks have erupted over bailouts, fees, and impersonal service. Energized in part by the Occupy Wall Street movement, Bank Transfer Day, also known as Move Your Money Day, encouraged consumers to consider giving their business to smaller banks.
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Only a minority of small-business owners seek venture capital, but for those who do, it can feel like a deal with the devil, reports The New York Times.
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Two former bomb technicians transitioning back into civilian life are taking on a different type of risk: In June, they started Bullets2Bandages, a fashion jewelry business that donates 15 percent of profits to veterans' nonprofits, reports The Huffington Post.
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While the current notion is that securing a business loan is near impossible, the truth is that there are still bank loans available for those who do the necessary footwork and come prepared, says Mike Lubansky of Sageworks Inc.
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The lack of female entreprenuers is not for lack of trying. But it may be because of lack of asking.