To paraphrase Benjamin Franklin: The only things certain in life are death and taxes.
Personal income taxes are a huge source of revenue for governments globally, and the debate on taxes has been a hot-button issue in recent elections in the U.S. and Europe.
But, there are some countries where you can be 100 percent certain that you don't have to pay income tax.
We've put together a list of 10 countries that have no income tax, based on KPMG's 2012 survey of 114 countries. Some of the countries are well-known tax havens, while others have managed to use natural resources to fund government expenses.
So, which countries have no personal income tax? Click ahead to find out.
By Rajeshni Naidu-Ghelani
Updated: Feb. 5, 2013