Slightly higher mortgage rates did not deter homebuyers looking for a loan last week. » Read More
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Mortgage rates last week remained close to the lowest levels in over a year, but apparently that did not push more homebuyers to take the plunge.
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Despite interest rates hitting recent lows, the number of people applying for a mortgage barely moved last week.
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A small tick higher for interest rates last week was enough again to hold borrowers back from applying for a mortgage.
It is the No. 1 barrier to entry for young, would-be homebuyers: credit.
After gains in the second half of 2015, the homeownership rate fell to just 63.6 percent in the first quarter of this year, says the U.S. Census Bureau.
Homebuyers stepped up their purchases in March, signing contracts to buy existing homes at the highest pace in nearly a year.
just a small gain in interest rates having an outsized effect on mortgage applications.
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