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America's Most Dangerous Cities For Drivers

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Most Dangerous Cities For Drivers

Think you share the road with some bad drivers? As it turns out, some cities around the US have roads that are far more dangerous than others. Recently, conducted an analysis of the cities that have the highest proportion of its residents claiming a prior accident when searching for an auto insurance quote. The rankings are based on the information people must supply in seeking an insurance quote. Getting into even a small accident can result in increased insurance premiums. Insurance.com CEO Ro
Source: Insurance.com || Photo: Peter Cade | Stone | Getty Images

Think you share the road with some bad drivers? As it turns out, some cities around the US have roads that are far more dangerous than others.

Recently, Insurance.comconducted an analysis of the cities that have the highest proportion of its residents claiming a prior accident when searching for an auto insurance quote. The rankings are based on the information people must supply in seeking an insurance quote.

Getting into even a small accident can result in increased insurance premiums. Insurance.com CEO Rob Klapper reminds drivers to "avoid driver distractions and obey traffic laws" both to increase safety and keep down premiums.

The country's safest city is Yuma, Arizona, with only 17.2% of drivers claiming prior accidents. Big cities like Los Angeles and Chicago were also on the lower end of the spectrum, with 26.3% and 26.1%, respectively.

So, what are the most dangerous US cities for drivers? Click ahead to find out!

By Paul Toscano
Posted 14 May 2010

10. Lincoln, Neb.

Claims reporting prior accident: 31.8% Average insurance premium: $1,318 Hitting another vehicle: 27% Being hit by another vehicle: 15% Single vehicle accident: 10%
Photo: Thinkstock | Comstock Images | Getty Images

Claims reporting prior accident: 31.8%
Average insurance premium: $1,318

Types of Accidents
Hitting another vehicle: 27%
Being hit by another vehicle: 15%
Single vehicle accident: 10%

9. Manchester, N.H.

Claims reporting prior accident: 32.2% Average insurance premium: $1,351 Hitting another vehicle: 26% Being hit by another vehicle: 17% Single vehicle accident: 10%
Photo: Denis Tangney Jr. | Photodisc | Getty Images

Claims reporting prior accident: 32.2%
Average insurance premium: $1,351

Types of Accidents
Hitting another vehicle: 26%
Being hit by another vehicle: 17%
Single vehicle accident: 10%

8. Austin, Texas

Claims reporting prior accident: 32.3% Average insurance premium: $1,558 Hitting another vehicle: 27% Being hit by another vehicle: 19% Single vehicle accident: 11%
Photo: Getty Images

Claims reporting prior accident: 32.3%
Average insurance premium: $1,558

Types of Accidents
Hitting another vehicle: 27%
Being hit by another vehicle: 19%
Single vehicle accident: 11%

7. Birmingham, Ala.

Claims reporting prior accident: 32.4% Average insurance premium: $1,611 Hitting another vehicle: 23% Being hit by another vehicle: 21% Single vehicle accident: 9%
Photo: Jumper | Photodisc | Getty Images

Claims reporting prior accident: 32.4%
Average insurance premium: $1,611

Types of Accidents
Hitting another vehicle: 23%
Being hit by another vehicle: 21%
Single vehicle accident: 9%

6. Bangor, Maine

Claims reporting prior accident: 32.9% Average insurance premium: $1,199 Hitting another vehicle: 23% Being hit by another vehicle: 14% Single vehicle accident: 13%
Photo: Doug Kerr

Claims reporting prior accident: 32.9%
Average insurance premium: $1,199

Types of Accidents
Hitting another vehicle: 23%
Being hit by another vehicle: 14%
Single vehicle accident: 13%

5. Erie, Pa.

Claims reporting prior accident: 33.1% Average insurance premium: $1,624 Hitting another vehicle: 23% Being hit by another vehicle: 14% Single vehicle accident: 13%
Photo: Doug Kerr

Claims reporting prior accident: 33.1%
Average insurance premium: $1,624

Types of Accidents
Hitting another vehicle: 23%
Being hit by another vehicle: 14%
Single vehicle accident: 13%

4. Des Moines, Iowa

Claims reporting prior accident: 33.2% Average insurance premium: $1,226 Hitting another vehicle: 25% Being hit by another vehicle: 20% Single vehicle accident: 9%
Photo: Walter Bibikow | The Image Bank | Getty Images

Claims reporting prior accident: 33.2%
Average insurance premium: $1,226

Types of Accidents
Hitting another vehicle: 25%
Being hit by another vehicle: 20%
Single vehicle accident: 9%

3. Portland, Maine

Claims reporting prior accident: 33.4% Average insurance premium: $1,250 Hitting another vehicle: 26% Being hit by another vehicle: 23% Single vehicle accident: 8%
Photo: Doug Kerr

Claims reporting prior accident: 33.4%
Average insurance premium: $1,250

Types of Accidents
Hitting another vehicle: 26%
Being hit by another vehicle: 23%
Single vehicle accident: 8%

2. Johnstown, Pa.

Claims reporting prior accident: 34.5% Average insurance premium: $1,586 Hitting another vehicle: 22% Being hit by another vehicle: 14% Single vehicle accident: 12%
Photo: VisionsofAmerica | Joe Sohm | Photodisc | Getty Images

Claims reporting prior accident: 34.5%
Average insurance premium: $1,586

Types of Accidents
Hitting another vehicle: 22%
Being hit by another vehicle: 14%
Single vehicle accident: 12%

1. Baltimore, Md.

Claims reporting prior accident: 36.5% Average insurance premium: $2,304 Hitting another vehicle: 26% Being hit by another vehicle: 20% Single vehicle accident: 9%
Photo: Greg Pease | Photographer's Choice | Getty Images

Claims reporting prior accident: 36.5%
Average insurance premium: $2,304

Types of Accidents
Hitting another vehicle: 26%
Being hit by another vehicle: 20%
Single vehicle accident: 9%