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10. Temple, Texas

Temple is a central Texas city originally formed as a railroad junction and which still serves as a freight hub. The cost of living in Temple comes in at 86.1 percent of the national average.

Temple has the cheapest average prices in this top 10 for the following goods and services:

Margarine (tie) 78 cents a pound
Bread 92 cents
Kleenex $1.34
Shampoo 77 cents

Billy Hathorn | Creative Commons