TEXT-S&P affirms Erie Family Life Insurance co. 'Api' rating


Rating ActionOn Sept. 21, 2012, Standard & Poor's Ratings Services affirmed its 'Api'counterparty credit and financial strength ratings on Erie Family LifeInsurance Co. (Erie).


The ratings on Erie are based on the company's well-balanced product portfolioand strong capitalization. The ratings also reflect the company's goodoperating performance. Partially offsetting these positive factors is thecompany's limited geographic presence--roughly 48% of its 2011 direct premiumswritten come out of Pennsylvania.

Erie is a Pennsylvania life insurance company formed in 1967 and licensed todo business in 10 states and the District of Columbia. The company mainlyoffers individual life insurance and annuity products. We rate Erie on astand-alone basis.

Related Criteria And ResearchRatings Bearing A "pi" Subscript: Methodology And Assumptions, Feb. 9, 2011Ratings ListRatings Affirmed

Erie Family Life Insurance Co.

Counterparty Credit RatingFinancial Strength Rating Api

This unsolicited rating(s) was initiated by Standard & Poor's. It may be basedsolely on publicly available information and may or may not involve theparticipation of the issuer. Standard & Poor's has used information fromsources believed to be reliable based on standards established in our CreditRatings Information and Data Policy but does not guarantee the accuracy,adequacy, or completeness of any information used.

Complete ratings information is available to subscribers of RatingsDirect onthe Global Credit Portal at

. All ratings affectedby this rating action can be found on Standard & Poor's public Web site at. Use the Ratings search box located in the leftcolumn.(New York Ratings Team)

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