Though the stock market has so far managed to weather the partial government shutdown and a possible debt default, it remains to be seen how the crises might affect individual investors. On a special edition of "Power Lunch" on Thursday, a panel of personal finance experts, bankers and traders answered questions about the shutdown and your money.
(Read more: Here are 7 debt-default doomsday scenarios)
Thousands of federal workers, contractors and others were furloughed as a result of the shutdown. Without a paycheck coming in, they might have difficulty making loan payments, including mortgage or car loans. There's some hope, though, according to financial expert Jean Chatzky and Sanborn Mortgage President Michael Menatian. In these clips, they offer advice about what to tell lenders.