The most and least expensive states for car insurance

Best and worst states to buy car insurance

Ethan Myerson | E+ | Getty Images

Your age, driving record and type of car you have aren't the only factors that can inflate your auto insurance premium. According to a new study by, the state you live in can be the difference between paying little more than $800 or $2,700 annually.

"Insurance rates are influenced by a number of different factors,"'s Mark Vallett said. "Everything from traffic, crime rates, state and local laws, the percentage of uninsured drivers, as well as the number of insurance companies competing in a market can all result in higher, or if you're lucky, lower insurance premiums in your state." ranked all 50 states, plus Washington, D.C., on the cost of car insurance. Click ahead to see the five most and least expensive places, and see if your state made either list.

By CNBC's Robert Ferris and Akane Otani
Updated March 9, 2016

5th most expensive: Oklahoma

Oklahoma City Skyline
Jeremy Woodhouse | Getty Images


4th most expensive: Louisiana

New Orleans, Louisiana Downtown Skyline
Lightvision LLC | Getty Images


3rd most expensive: New Jersey

Entrance through a NJ turnpike toll
Panoramic Images | Getty Images


2nd most expensive: Montana

Helena, Montana
Joe Sohm | Visions of America | Getty Images


Most expensive: Michigan

Detroit, Michigan.
Denis Jr. Tangney | E+ | Getty Images


5th least expensive: New Hampshire

White Mountains National Forest, New Hampshire.
Alan Copson | AWL Images | Getty Images


4th least expensive: Idaho

Welcome to Idaho Interstate 80 freeway sign as truck enters the state.
Dennis Macdonald | Photolibrary | Getty Images


3rd least expensive: Wisconsin

View of Downtown Milwaukee
J. Castro | Getty Images


2nd least expensive: Ohio

Highway bridges heading into downtown Cincinnati.
William Manning | Getty Images


Least expensive: Maine

Sheepscot River, Wiscasset, Maine
John Devenney | Getty Images


Related Tags