Whatever your view of retirement is, one thing is for certain: It's important to save for the future, regardless of whether you ever want to retire or not. There may come a day when you may not be able to work, due either to health reasons or the job market.
But even if you abhor the concept of retirement and plan on working until the day you die, you'd better have something set aside in the event your own health, or the health of a loved one, prevents you from working every day.
(Read more: It pays to take the long view on finances)
In the spirit of full disclosure, I'm 47 years old and probably at the height of my career. Perhaps in 10 to 20 years, I'll be so burnt out that the concept of sitting in a recliner and taking it easy sounds appealing. But after speaking with hundreds of retirees, I seriously doubt it.
—By Scott Hanson, Special to CNBC.com. Scott Hanson, a certified financial planner, is a senior partner at Hanson McClain Advisors in Sacramento, Calif.