Retail breaching sprees: What's up with these hack attacks?

UPS, PF Chang, SuperValu and Albertsons all have something in commonall four companies are among the latest to experience a data breach of its debit and credit card data.

The method hackers use have been proven effective time and again, they scan networks for weak points in security systems and then infect it with malware.

Knowing this, how are hackers still getting away with it and what are retailers doing wrong?

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"The issue is that they're not taking security seriously enough. A lot of these breaches share one thing in common and that's hackers got in through remote access software and were able to gain foothold in to the rest of the companies' security systems," said Mike Prospero, reviews editor at Tom's Guide.

Prospero said businesses need to make sure security is up to date so it can scan for the latest malware, separate remote access programs from point of sale systems and be more proactive about monitoring those databases.

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Keep in mind though, as with most things, it takes two sides for a positive relationship. Consumers need to be responsible, too. He said it's extremely important consumers monitor personal accounts for any irregular activity.

"Unfortunately, I think a lot of consumers only take action after they've been hacked. It's something that's common with pretty much anything, but if you take proactive steps your chances of getting hacked are a bit less," Prospero said.

—By CNBC's Christina Medici Scolaro