Of the many features that come with the iPhone 6 and 6 Plus, Apple Pay has some noticeable issues already. It's a grand idea that Apple Pay will let users tap the device to a terminal instead of pulling out cash or a credit card to pay in a store. One issue that consumers should be aware of is that not too many stores actually have Apple Pay yet.
Stores need to first upgrade cash registers to the Apple technology.
Currently, 220,000 retail locations will allow these purchases, but that's only 5.5 percent of all retail outlets in the United States.