Two years ago a married couple in their early 60s hired certified financial planner Andrea Blackwelder to answer a problematic question: Do we have enough saved up for retirement?
The husband hated his job and wanted to retire immediately.
"If they had come to me 10 years earlier, they would be in a completely different place [financially]," said Blackwelder, owner of Wisdom Wealth Strategies. "But I had to tell them that he had to keep working for three more years."
She added, "It wasn't what they wanted to hear."