Your favorite credit card might not be up to snuff anymore.
"If you haven't shopped around lately, now's the time," said Curtis Arnold, founder of CardRatings.com, which published its 2014 editor's choice awards this week.
Issuers have been competing fiercely for consumers this year with sign-on bonuses and ongoing rewards as well as low-cost balance transfer offers and teaser interest rates. "The difference between having a good piece of plastic, and an average piece of plastic can be hundreds of dollars," said Odysseas Papadimitriou, founder of CardHub.com.
To see where the experts agree, CNBC cross-checked "best of" rankings from four credit card review sites: CardHub.com, CardRatings.com, MagnifyMoney.com and NerdWallet.com. If you're in the market for a new card, do a personalized search—factoring in details like your credit rating and spending patterns—on one or more of these sites to consider all the options.
Depending on what you're looking for, one or more of these cards could be on your short list of contenders.
—By CNBC's Kelli B. Grant
Posted 16 Dec. 2014